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Classification of deposits: type of choice criteria

September 21, 2018
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Let us consider in more detail each type of deposits, the main options for bank deposits.

An urgent deposit, in other words, you can withdraw a deposit contribution, that is, to demand when a certain period specified in advance expires. The option is possible when you remove an urgent contribution after a preliminary notification, and the terms of such notifications are also discussed in the contract with the bank. A similar fact is that the rates on urgent deposits are usually higher than in the case of deposits to demand. Another nuance, if you ahead of schedule, sharing the amount of funds by the urgent type of deposit, then, as a rule, you will be awaiting the loss of interest, which are usually accrued for the full amount of the deposit.

The option of deposit deposits of demand, the so-called unlimited and savings deposits, mainly do not have any specific storage period established in advance, since this type of deposit is returned to the client at the first request. Mostly, the percentage used in the case of deposit deposits is lower than the order of magnitude compared to the percentages provided to urgent deposits.

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drivingnewsusa September 21, 2018 September 21, 2018
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